| CORPORATE CREDITS |
| Cash
Credits |
| 1)Spot
Loans |
Loans, interest
rate and maturity of which are fixed on the
date of disposal, and principal and interest
of which are payable at maturity. |
| 2) Revolving Loans |
Loans, interest rate of which
might vary according to market conditions
during the loan term and interests of which
are payable quarterly. |
| 3) Index Linked Loans |
Loans, interest rates of
which are indexed to the base interest rates
at the money markets (such as Interbank). |
| 4) Eximbank Loans |
Pre-shipment export loans and
performance loans facilitated for purposes
of export, with maturity dates and interest
rates designated by Türk Eximbank. |
| 5) Discount/Negotiation Loans |
Loans facilitated against
unexpired bills, with the downpayment of
interest and expenses. |
| 6) Turkish Currency Export
Loans |
Loans with foreign exchange
commitment, disposable from the bank
resources as spot loans or revolving loans,
for export financing purposes. |
| 7) Foreign Exchange Indexed
Loans |
|
| Foreign
Currency Loans |
| 1) Foreign
Exchange Loans |
Loans which are
facilitated in Turkish Currency or foreign
currencies, principal and interest of which
are designated in foreign exchange, under
export and foreign exchange saving services. |
| 2) Eximbank Loans |
Pre-shipment export loans and
performance loans facilitated for purposes
of export, with maturity dates and interest
rates designated by Türk Eximbank. |
| 3) Foreign Currency Check
Negotiation Loans |
Loans facilitated upon the
purchase of checks arising out of export or
foreign exchange saving services and
following the downpayment of interest and
expenses thereof. |
| 4) Prefinancing Loans |
Loans provided by our Bank
and/or firms from international finance
institutions under export and foreign
exchange saving activities. |
| Non-Cash Credits |
| 1) Letters of
Guarantee |
Guarantees drawn up in
Turkish currency or foreign currencies and addressed
to all organizations, institutions and persons
within the country. |
| 2)
External Guarantees |
Guarantees drawn up in
foreign currencies, addressed to all overseas
organizations, institutions and persons. |
| 3)
Import Loans |
Loans facilitated with the purpose
of financing imports on credit. |
| 4)
Other Guarantees: |
Confirmation and bill
guarantee loans. |
| 5)
ECA (Export Credit Agency) Loans |
These loans
which are facilitated by overseas export credit
institutions under an insurance policy covering the
importing country risks, provide forward buying
possibilities to Turkish importers. Some of these
can be listed as follows:
| USA |
US Exim |
| Canada |
EDC |
| France |
Coface |
| Italy |
SACE |
| Switzerland |
ERG |
| Belgium |
Ducroire |
| Germany |
Hermes |
|
