Credit Interest Rate: It is the interest rate applied when you pay the minimum amount of your statement and credit the rest. It's calculated for the unpaid balance and for the period between statement date and the payment date (taxes and fees are not included).

The monthly credit interest rate is 5.57% monthly for Classic, Gold and Platinum Cards (taxes and fees are not included).

Cash Advance Interest Rate: It's applied for the cash disbursements (taxes and fees are not included).

For the cash advances in Turkey, it's 5.57% monthly for Classic, Gold and Platinum Cards (taxes and fees are not included).

For the cash advances in abroad, 2.44% is applied for the cash advance amount monthly (taxes and fees are not included).

Default Fee: If the minimum amount is not paid by the due date, than an additional % 4 interest is charged on the minimum amount, for the unpaid period.

Overdraft Fee: Overdraft fee is not applied. If credit limit is exceeded, exceeded amount is added to the minimum amount.

Cash Advance Fee: When you have withdraw cash at Tekstilbank branches or Tekstilbank ATMs; or When you have withdraw cash in Turkey from the branches or ATMs of the banks with which we have ATM sharing, fixed 1 YTL + 3% of the cash advance amount is charged as cash advance fee.

If you withdraw cash advance in abroad, 2.50 USD is charged per transaction.

***All the fees and interest rates are subject to change by Tekstilbank.

DEBIT CARDS

For cash disbursements and balance queries at Tekstilbank ATMs with your Electron/Maestro cards, no fee is applied.